Identity Protection PIN (IP PIN): A Simple Step to Help Prevent Tax-Related Identity Theft
- Jul 26
- 3 min read
Tax-related identity theft can delay refunds and create a lot of stress. One of the strongest tools available to help protect your federal tax return is the IRS Identity Protection Personal Identification Number (IP PIN).
What is an IP PIN?
An IP PIN is a unique, six-digit number that helps the IRS confirm your identity when a federal tax return is filed using your Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
It’s a unique six-digit number known only to you and the IRS.
It helps verify your identity when you file a federal tax return.
It can help protect your IRS account even if you aren’t required to file a return.
A new IP PIN is issued each year for added security.
Who can request an IP PIN?
Anyone with an SSN or ITIN can request an IP PIN for free — including taxpayers living abroad.
Why it matters (and what it prevents)
If a criminal files a fraudulent return using your information, the IRS may reject your legitimate return or delay processing while identity issues are resolved. An IP PIN adds an extra verification step that makes it much harder for someone else to file in your name.
How to get an IP PIN (fastest option)
The quickest and easiest way to request an IP PIN is through an IRS Individual Online Account. After signing in, select the IP PIN option under your profile.
If you don’t already have an IRS account, you’ll need to complete the IRS identity verification process before you can request an IP PIN online.
What to do each year
Because the IRS issues a new IP PIN every year, you’ll need to retrieve your new number annually. For taxpayers who request an IP PIN online, the new IP PIN is typically available starting mid to late January.
How to use your IP PIN when filing
Once you receive an IP PIN, you must include it on every federal tax return you file during that year — including prior-year returns and amended returns.
If you can’t verify your identity online
If you’re unable to verify your identity online, you may still have options:
If you’re eligible and your adjusted gross income (AGI) is below $84,000 (individual) or $168,000 (married filing jointly), you may apply by submitting Form 15227 (Application for an Identity Protection Personal Identification Number).
If you can’t verify online or by phone, aren’t eligible to use Form 15227, or run into technical issues, you can make an appointment at a Taxpayer Assistance Center to complete the process in person.
Important reminders (scam prevention)
The IRS will never call, email, text, or message you through social media to request your IP PIN.
If someone contacts you asking for your IP PIN, treat it as a red flag and do not share it.
Example scenarios
Example 1: You filed last year with an IP PIN. This year you must retrieve your new IP PIN (mid–late January) and enter it on your return.
Example 2: You don’t normally file a return, but you want to protect your IRS account anyway. You can still request an IP PIN.
Example 3: You work with a tax professional. They can’t request the IP PIN for you, but they can use the IP PIN you provide when preparing and filing your return.
Need help deciding if an IP PIN is right for you?
At that TAX PLACE, our Enrolled Agents provide year-round support — from tax planning to IRS representation. If you have questions about identity protection or your filing situation, reach out and we’ll help you choose the safest next step.
